AIL State General Agent

Surace & Smith Kentucky (KY)
Ohio (OH)

Take a moment and get familiar with our Company’s vision and history, and get to know us better.

American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has one wholly-owned subsidiary: National Income Life Insurance Company, licensed in the state of New York.


We’re looking for a select group of leaders, entrepreneurs, and high achievers who see the value in our unlimited opportunity. Say yes to AIL and we’ll give you the ability to have a long-term career, and run your own business as an independent contractor. A career with American Income Life gives you freedom. The choice is yours.

Surace & Smith
Kentucky (KY)
Ohio (OH)

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Call Today!
(440) 582-0040

Jim Surace – One thing I believe is very attractive to people today in a career is something that obviously permeates the American Income Life culture – a sense of youthful chemistry.  Now, when I say that, I’m not talking about chronological age.  What I’m talking about is youthful thinking.   I say a sign […]


SGA Biography

JAMES SURACE   Kentucky, Michigan, and Ohio State General Agent, James Surace, was in real estate before joining American Income Life Insurance Company.  When the real estate market softened, James seized the AIL opportunity.  He was attracted to American Income Life because of leads made available, giving Agents places to go and reasons to be there. […]

  • Freedom to Succeed

    Want a six-figure income? It's in your grasp. We give you the opportunity to make as much, or as little as you desire. As you gain experience and knowledge, your earnings increase.

  • Freedom to Perform

    If you love working with people and helping them perform to their fullest potential, then AIL is the place to be. Don't worry if you've never been given the chance to challenge yourself in this way, because you'll learn how to recruit, train, develop, and manage others.

  • Freedom to Grow

    How successful do you want to be and what will it take to get you there? Want to be an entrepreneur? Exhibit the ability to train and manage and we'll teach you how to build an Agency, and be rewarded for managing a high performance business.